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John Ratchford

Investment adviser representative at First Command Advisory Services
14 yearsExperience
1 stateRegistered in
CFP® certificationDesignation
$24.4BFirm assets

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How the firm charges

Fee types in the public filing. This advisor may not use all of them.

Percentage of assetsFixed or flat fee

Services the firm offers

These describe the firm as a whole, not only this advisor.

  • Financial planning
  • Portfolio management

Experience

14 years in the industry.

  1. First Command Advisory Services, Inc.Jun 2026 to now
  2. First Command Brokerage Services, Inc.Jun 2026 to now
  3. First Command Insurance Services, Inc.Jun 2026 to now
  4. LPL Enterprise LLCAug 2025 to Jun 2026
  5. UnemployedMay 2025 to Aug 2025
  6. Hr BlockJan 2025 to Apr 2025
  7. UnemployedSep 2024 to Jan 2025
  8. Magenland FederalAug 2023 to Aug 2024
  9. Vci Wealth Management LLCJun 2023 to Aug 2023
  10. Fefa Asset Management LLCApr 2023 to Aug 2023
  11. Ernst and YoungJan 2023 to Apr 2023
  12. Department of DefenseMay 2021 to Oct 2022
  13. PandemicJan 2020 to May 2021
  14. Advocacy Wealth Management, LLCMay 2017 to Jan 2020
  15. City of AtlantaJul 2012 to Feb 2017
  16. City of Atlanta Pension OfficeMay 2012 to Feb 2017

Designations

  • CFP® certification

Exams passed

  • Series 65 · Uniform Investment Adviser Law2000
  • Series 63 · Uniform Securities Agent State Law2025

State registrations

Registered as an investment adviser representative in 1 state (GA).

First Command Advisory Services

$24.4BAssets managed
113,591Clients
1,027Advisers
21 yearsIn business

Official records

SEC data as of Sep 29, 2026. Registrations and firm details can change; confirm current status on the SEC's Investment Adviser Public Disclosure (opens in a new tab) site.

Individual CRD
3173417
Firm CRD
281958
Advisor's SEC record (opens in a new tab)
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