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Raymond David Gardner

Investment adviser representative at Cetera Investment Advisers LLC
19 yearsExperience
1 stateRegistered in
$256.8BFirm assets
42 yearsFirm in business

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How the firm charges

Fee types in the public filing. This advisor may not use all of them.

Percentage of assetsHourlyFixed or flat fee

Services the firm offers

These describe the firm as a whole, not only this advisor.

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Seminars and workshops

Experience

19 years in the industry.

  1. Sgoco LLC, dba Oujo Wealth StrategiesJan 2026 to now
  2. Cetera Investment Advisers LLCSep 2025 to now
  3. Cetera Wealth Services, LLCSep 2025 to now
  4. Raymond GardnerDec 2020 to now
  5. Avantax Advisory ServicesJul 2025 to Sep 2025
  6. Avantax Investment Services Inc.Jul 2025 to Sep 2025
  7. Jack Oujo Cpa, Inc. dba Oujo Wealth StrategiesMay 2025 to Dec 2025
  8. Ocean County Prosecutor's OfficeAug 2007 to Dec 2024

Exams passed

  • Series 66 · Uniform Combined State Law2025

State registrations

Registered as an investment adviser representative in 1 state (NJ).

Cetera Investment Advisers LLC

$256.8BAssets managed
813,961Clients
10,109Advisers
42 yearsIn business

Official records

SEC data as of Sep 29, 2026. Registrations and firm details can change; confirm current status on the SEC's Investment Adviser Public Disclosure (opens in a new tab) site.

Individual CRD
3117476
Firm CRD
105644
Advisor's SEC record (opens in a new tab)
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