SEC-registered firm
Registration does not mean the SEC approves or recommends the firm, and it does not imply a certain level of skill or training.
CTS Financial Planning, Inc.
Chicago, IL
Certified Tax Service, Inc., CRD 110960
Firm filing updated December 23, 2025 ·
- $313.9MAssets
- 249Clients
- 4Advisory staff
- 732Accounts
Fees and minimums
- Hourly feesAsk the firm for the rate
All fee types on the form
- Percentage of assets under managementYes
- Hourly chargesYes
- Fixed feesYes
- Subscription fees (for a newsletter or periodical)No
- CommissionsNo
- Performance-based feesNo
- OtherNo
Who the firm serves
- Individuals160
- High net worth individuals89
See the client table
| Client type | Approximate number of clients | Assets |
|---|---|---|
| Individuals (other than high net worth) | 160 | $51.5 million |
| High net worth individuals | 89 | $262.4 million |
What the client labels mean
Here, "individuals" includes trusts, estates, and IRAs of individuals. A "high net worth individual" is a qualified client or qualified purchaser.
Services
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisors (including private fund managers)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisors (including private fund managers)
Assets and accounts
- Regulatory assets$313.9 million
- Accounts732
- DiscretionaryAll accounts
People
- Employees9
- Advisory staff4
- Broker-dealer reps0
- Licensed insurance agents4
- Planning clients1 to 10
Advisors
2 advisors with a profile on Advisable
Listed A to Z by last name. Not a ranking.
Registration details
- Legal name: Certified Tax Service, Inc. SEC-registered investment advisor. CRD 110960, SEC file 801-25781.
- Registered with the SEC as an investment advisor (status date on record: November 22, 1985).
Is CTS Financial Planning, Inc. a fiduciary?
Short answer: CTS Financial Planning, Inc. is registered with the SEC as an investment advisor. Some of its people may also act in other roles, such as for a broker-dealer or as insurance agents, where different rules apply. Details below.
More detail
The SEC put it this way in 2019: 'Under federal law, an investment adviser is a fiduciary.'
4 staff are licensed insurance agents and the firm has a related insurance company or agency.
The firm's Form CRS explains its services, fees and conflicts in plain language: Form CRS.
About this data
Informational only. Advisable Finance is not an investment advisor, does not give investment advice, and does not endorse any advisor.